Our combination of regulatory and trial experience positions the firm to defend insurance companies, producers, and other insurance professionals facing administrative investigations, including market conduct examinations and targeted examinations, by state insurance regulators. We frequently defend insurance professionals respond to licensing investigations and challenge the sudden revocation or suspension of a professional license.
We have broad experience assisting commercial policyholders in preparing complex insurance claims and in pursuing recoveries through litigation. Paradoxically, early attorney involvement in insurance claim preparation can reduce the likelihood of litigation arising from a claim. We provide valuable assistance in preparing and pursuing commercial insurance claims arising from, by way of example, fires, floods, or other weather-related crises, cyberattacks, and employee misconduct. Because insurance companies are typically represented by claims counsel from the outset on large commercial claims, it is critical for policyholders to prepare their claims under the guidance of counsel.
Our attorneys have substantial experience evaluating commercial and residential insurance policies to provide coverage opinions and create tailormade strategies to challenge adverse coverage decisions. Our litigation experience allows us to seamlessly pursue coverage at the carrier level and before administrative tribunals as well as state and federal trial courts.
Our problem-solving oriented approach to litigation, combined with our deep understanding of claim coverage and insurance regulatory litigation, make us the ideal partner to handle complex subrogation matters. Our thorough investigation practices and comprehensive case development often provides the opportunity for early out-of-court negotiation and resolution.
The failure to timely renew a professional license in the insurance industry or disclose a prior administrative action, even unintentionally, can have far reaching consequences. We assist numerous insurance professionals, including insurance producers, public adjusters and the entities they operate, maintain their professional licenses, handling license renewals, administrative action disclosures and general licensure issues with state regulators.
We represent businesses and individuals, insurers, brokers, captive insurance companies, risk-retention groups, and others in an array of transactional matters. We frequently assist insurance agencies in the maintenance of relationships with independent insurance producers, offer regulatory advice on insurance policy marketing strategies and draft agency-producer agreements. We also provide advice on insurance portfolios, performing insurance audits for businesses of all sizes and providing guidance on the amount and types of insurance that should be maintained given each client’s unique needs.
Effective risk management begins with the avoidance of unnecessary risks. We guide clients in drafting and instituting procedures related to claim avoidance and minimization. Proactive avoidance of insurance claims is a worthy goal for all entities. For risks that you cannot avoid, we provide advice on how to select an insurance policy to best protect you in the event of a loss.